Homeowners Insurance in Delray Beach, FL & Port St. Lucie, FL

Home insurance can help provide financial protection and is typically a condition of a mortgage. At Palm Tree Insurance Agency, we can help you understand your homeowners’ insurance options and get personalized quotes.

Types of Homeowners Insurance

There are several types of standard homeowners insurance policies, each designed to meet specific needs. Generally, coverage may also be customizable.

Home insurance policies can differ in terms of what’s covered and what amount. Some home insurance policies may cover all perils except those specifically listed in the policy. Others may list perils that are covered instead. Additionally, some policies may include more covered perils than others and have higher coverage limits.

There are numerous homeowners’ insurance types, and your agent can help you determine which policy may best suit your needs.

What Home Insurance Covers

An average homeowners insurance policy may include the following:

• Dwelling coverage may help cover the cost of repairs or rebuilding if a covered peril damages your home.
• Personal property coverage may help cover the cost of replacing personal belongings in your home if they are damaged or stolen.
• Liability protection may help cover legal expenses if someone is injured on your property and you are found legally responsible.
• Additional living expenses may help cover costs if you cannot live in your home due to a covered loss.

Contact Us

Whether you’re looking for an affordable home insurance quote, need advice from a home insurance broker or want to do a home insurance comparison, we’ve got you covered. Contact Palm Tree Insurance Agency in Delray Beach, FL, and Port St. Lucie, FL, today for an instant home insurance quote and let us help you protect your home.